Carter & Co. Family Office • Established 2018
Banking & Trading • Specialist Liquidity

Crypto-Backed Lending

Selective access to specialist third-party lending routes for qualifying digital-asset holders seeking liquidity against eligible collateral.

Digital-Asset-Backed Liquidity

Liquidity without necessarily disposing of the underlying asset.

For qualifying professional, corporate and sophisticated private counterparties, Carter Family Office can consider introductions to specialist providers offering lending secured against eligible digital assets.

The role of Carter FO is selective and relationship-led: to understand the requirement, consider whether an appropriate specialist route may exist and, where suitable, coordinate an introduction. Carter FO does not itself provide crypto-backed loans, custody cryptoassets or provide crypto investment advice.

“The relevant questions are not only how much liquidity is required, but the collateral, jurisdiction, custody, volatility and structure around it.”
Specialist digital asset liquidity and banking relationships
Potential Use Cases

Selected liquidity requirements.

Liquidity Against Eligible Holdings

Potential borrowing routes for qualifying holders who require liquidity and wish to explore collateralised structures rather than an immediate disposal.

Business or Property Capital

Where a qualifying borrower is exploring whether eligible digital assets can support a wider commercial or property-related liquidity requirement.

Specialist Treasury Requirements

Selected corporate, family-office or professional requirements involving digital-asset collateral and an appropriate specialist lending counterparty.

How The Process May Work

Provider-led underwriting and collateral terms.

Initial Fit

Review the borrower profile, jurisdiction, liquidity requirement, asset type, approximate collateral value and intended use of proceeds.

Specialist Provider

If there appears to be a fit, introduce an appropriate third-party provider able to assess the proposed collateral and borrower.

Terms & Due Diligence

The provider determines eligibility, valuation methodology, loan-to-value, custody or security arrangements, pricing, margin requirements and legal terms.

Execution

Any facility proceeds only after the provider’s KYC/AML, credit, legal, collateral and other approval requirements have been satisfied.

Important Considerations

Collateral volatility changes the risk profile.

Crypto-backed borrowing can carry materially different risks from conventional secured lending. The value of collateral may move rapidly, which can create margin calls, requirements for additional collateral or forced liquidation under the provider’s terms.

Counterparty, custody, legal, tax, technology and jurisdictional risks may also be relevant. Independent legal, tax and financial advice should be taken before entering any facility.

“Borrowing against a volatile asset requires particular attention to collateral thresholds, liquidation mechanics and counterparty risk.”

Discuss a specialist collateral requirement.

For qualifying counterparties with a defined liquidity requirement and eligible digital-asset collateral.

Discuss a Requirement