Up to 65% LTV
Facilities may typically be considered at up to approximately 65% loan-to-value, subject to the property, valuation, security position, exit strategy and overall transaction.
Fast & Flexible Property Finance
Bridging solutions where timing and structure matter.
Through established funding relationships, Carter Family Office can facilitate access to short-term bridging finance for qualifying property-backed transactions where speed, flexibility or a bespoke security structure is required.
For suitable cases, where complete information is available and the legal and security position is straightforward, a turnaround of approximately 48–72 hours from full information to funds may be achievable.
All terms are indicative and subject to the individual transaction, lender appetite, valuation and security, satisfactory due diligence, legal documentation and final approval. Carter Family Office acts in an introductory capacity where appropriate and does not itself provide regulated lending services. Please see our Legal Notice & Privacy Policy.
Indicative Parameters
Designed around short-term property requirements.
Flexible Security
Potential structures can include first legal charges, second charges and equitable charges, depending on the circumstances and available security.
Circa 1.2% Per Month
Indicative rates may be around 1.2% per month. Pricing is variable and final terms depend on leverage, property, security, term and the individual requirement.
48–72 Hour Potential
Where the case is suitable and all required information is provided promptly, the process can potentially move from complete information to funding in approximately 48–72 hours.
Bespoke Structures
Not every bridge fits a standard template.
The mandate can accommodate more than a straightforward first-charge bridge.
Potential requirements can include urgent acquisitions, refinancing, short-term liquidity, bridging pending a sale or refinance, planning gain funding and other time-sensitive property situations.
Where appropriate, security may also be taken across multiple properties, allowing the overall collateral position to be considered across a portfolio rather than relying on a single asset.
Security would generally be over investment, commercial or other non-main-residence property. Other bespoke solutions may be considered according to the circumstances, security and proposed exit.
“Speed matters most when it is matched by a clear security position, complete information and a credible exit.”
Initial Assessment
What we need to review a fast bridging requirement.
Property & Security
Please provide the property or properties offered as security, current estimated value, ownership position and details of any existing mortgages, charges or other encumbrances.
Facility & Exit
Please include the funding amount required, purpose, required completion date, proposed term and a clear repayment, sale or refinance exit strategy.
Complete information at the outset is particularly important where a 48–72 hour turnaround is required.